Maximizing Your Shopping Experience: Does Sam’s Club Take EBT?

Does Sam’s Club Take EBT? In today’s economy, many shoppers depend on the Supplemental Nutrition Assistance Program (SNAP), commonly known as EBT, to purchase groceries and essential items.

If you’re a Sam’s Club member or thinking about joining, you may be curious if you can use your EBT card at this popular wholesale retailer.

This comprehensive guide will answer your question and provide all the details you need about shopping at Sam’s Club with EBT.

What is EBT?

EBT stands for Electronic Benefits Transfer, a system that allows recipients of government assistance programs such as SNAP to pay for food using a plastic card similar to a debit card.

This system replaced the old paper food stamp coupons and has made it easier and more discreet for individuals and families to access their benefits.

How EBT Works

When you are approved for SNAP benefits, your benefits are loaded onto your EBT card each month. You can use this card to purchase eligible food items at participating retailers.

The card works just like a debit card: you swipe it at the point of sale and enter your PIN to complete the transaction.

Overview of Sam’s Club

Sam’s Club is a membership-only retail warehouse club owned and operated by Walmart Inc.

It offers a wide variety of products, including groceries, electronics, furniture, and more, typically at lower prices than traditional retail stores due to its bulk sales model.

Members pay an annual fee to shop at Sam’s Club and gain access to its exclusive savings.

Does Sam’s Club Accept EBT?

Yes, Sam’s Club does accept EBT for in-store purchases. However, there are certain conditions and limitations, which we will cover in the following sections.

It is important to understand these guidelines to make the most of your shopping experience at Sam’s Club.

EBT Eligibility at Sam’s Club

To use your EBT card at Sam’s Club, you must be a member of the club. Sam’s Club offers various membership levels, but regardless of which one you choose, EBT can be used for eligible purchases.

However, EBT cannot be used to pay for the membership fee itself.

Benefits of Using EBT at Sam’s Club

Using EBT at Sam’s Club can be beneficial for several reasons:

  • Bulk Purchases: Buying in bulk can help stretch your benefits further.
  • Quality Products: Sam’s Club offers a wide selection of high-quality products.
  • Savings: Members can take advantage of additional savings and discounts.

Restrictions on EBT Purchases at Sam’s Club

While EBT can be used for many items at Sam’s Club, there are restrictions.

For example, you cannot use EBT to buy non-food items, alcohol, tobacco, or prepared foods intended for immediate consumption. Understanding these limitations is crucial to avoid any issues at checkout.

How to Use EBT at Sam’s Club

Using EBT at Sam’s Club is straightforward. Here are the steps:

  1. Shop for your items as usual.
  2. At checkout, inform the cashier you will be using EBT.
  3. Separate your eligible items from non-eligible items.
  4. Swipe your EBT card and enter your PIN.
  5. Pay for any remaining balance with another form of payment.

Online Shopping with EBT at Sam’s Club

As of now, Sam’s Club does not accept EBT for online purchases. This means you cannot use your EBT card for orders placed on the Sam’s Club website or app. However, you can use it for in-store purchases.

In-Store Shopping with EBT at Sam’s Club

When shopping in-store, ensure you bring your EBT card and a valid form of ID. Follow the steps outlined in the previous section to complete your purchase smoothly.

If you encounter any issues, Sam’s Club employees are generally well-trained and can assist you.

ebt card at sams club
ebt card at sams club

What Items Can You Buy with EBT at Sam’s Club?

With your EBT card, you can purchase a variety of food items, including:

  • Fresh produce
  • Meat and poultry
  • Dairy products
  • Bread and cereals
  • Non-alcoholic beverages
  • Snacks

What Items Cannot Be Bought with EBT at Sam’s Club?

EBT cannot be used for:

  • Alcoholic beverages
  • Tobacco products
  • Pet foods
  • Household supplies
  • Vitamins and supplements
  • Prepared foods meant for immediate consumption

EBT and Membership Fees at Sam’s Club

While EBT can be used for eligible food purchases, it cannot be used to pay for Sam’s Club membership fees. You will need to use another form of payment to cover the cost of membership.

Special Offers for EBT Users at Sam’s Club

Sam’s Club occasionally offers special promotions or discounts, but these are generally not specific to EBT users.

However, EBT users can still take advantage of the regular savings and discounts available to all members.

Comparing EBT Use at Sam’s Club vs. Other Retailers

When comparing Sam’s Club to other retailers, consider:

  • Price: Sam’s Club often offers lower prices on bulk items.
  • Selection: The selection of items may differ, with Sam’s Club offering larger quantities.
  • Convenience: Some other retailers might accept EBT for online purchases, which Sam’s Club does not currently support.

Common Issues with EBT at Sam’s Club

Some common issues EBT users might face include:

  • Ineligible items being mistakenly attempted for purchase.
  • Technical issues with the EBT card.
  • Confusion over what can and cannot be bought with EBT.

If you experience any of these issues, seek assistance from customer service.

Customer Service for EBT Users at Sam’s Club

Sam’s Club has a robust customer service team that can help with any EBT-related issues. If you encounter problems, don’t hesitate to ask for help.

They can guide you through the process and resolve any complications.

Tips for Maximizing EBT Benefits at Sam’s Club

Here are some tips to get the most out of your EBT benefits:

  • Plan Your Purchases: Make a shopping list of eligible items.
  • Buy in Bulk: Take advantage of bulk pricing to save money.
  • Use Coupons: Sam’s Club offers various discounts that can be combined with EBT purchases.
using ebt at sams
using ebt at sams


Using your EBT card at Sam’s Club can be a great way to take advantage of the club’s bulk pricing and high-quality products.

While there are some restrictions and limitations, being aware of them can help you navigate your shopping experience smoothly.

Remember to plan your purchases, understand what items are eligible, and seek assistance if needed to make the most of your EBT benefits at Sam’s Club.

Sam’s Club Official Site


Below are some of the most commonly asked questions gathered by

What payment methods does Sam’s Club accept?

Sam’s Club accepts various payment methods including EBT, credit cards, debit cards, cash, checks, and Sam’s Club gift cards.

What restaurants can I use my EBT card at in Chicago?

In Chicago, you can use your EBT card at restaurants that participate in the Restaurant Meals Program (RMP), such as Subway, Jack in the Box, and some local diners and fast-food restaurants.

Does Costco take EBT in Arizona?

Yes, Costco accepts EBT for eligible food items in Arizona.

Does Sam’s Club accept pay in 4?

Sam’s Club does not currently accept pay in 4 options like Afterpay or Klarna for its purchases.

Does Sam’s Club have buy now pay later?

As of now, Sam’s Club does not offer a buy now pay later (BNPL) service.

Do Sam’s Club accept Afterpay?

No, Sam’s Club does not accept Afterpay for any of its purchases.

How to get a free Costco membership?

Costco does not offer free memberships, but you can occasionally find promotions or offers that may provide discounts or incentives for new members.

What can I buy with EBT at Costco in California?

In California, you can use EBT at Costco to purchase eligible food items such as fresh produce, meats, dairy products, bread, and non-alcoholic beverages.

Does Costco require a membership?

Yes, Costco requires a membership to shop in its warehouses.

Can you use EBT at KFC in Illinois?

Yes, you can use EBT at KFC locations in Illinois that participate in the Restaurant Meals Program (RMP).

Does Starbucks accept EBT in Illinois?

Starbucks company-owned stores do not accept EBT, but some licensed stores located in grocery stores might accept it.

Does KFC accept EBT in Illinois?

Yes, KFC accepts EBT at participating locations in Illinois under the Restaurant Meals Program.

What’s better, Costco or Sam’s?

The choice between Costco and Sam’s Club depends on personal preference and specific needs.

Costco is known for its high-quality private label brands, while Sam’s Club offers competitive prices and is owned by Walmart, which might be more convenient for some shoppers.

What cards are not accepted at Sam’s Club?

Sam’s Club does not accept American Express cards.

Is Sam’s Club owned by Walmart?

Yes, Sam’s Club is owned and operated by Walmart Inc.

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